The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 23, 2025
Filed:
Aug. 01, 2022
Chime Financial, Inc., San Francisco, CA (US);
Roman Lisagor, Vancouver, CA;
Praveen Jain, San Mateo, CA (US);
Chime Financial, Inc., San Francisco, CA (US);
Abstract
This disclosure describes an account configurator system that, as part of an inter-network facilitation system, can generate account configurations for digital accounts using configuration bundles. For example, the disclosed systems can utilize custom tooling for an account configuration component that generates account configurations for digital accounts by augmenting baseline (e.g., default) product configurations with account overrides. To generate an account configuration, the disclosed systems can identify a baseline product configuration that references a configuration bundle for a subset of account configuration attributes and can modify the product configuration using an account override that also references a configuration bundle to supersede or replace one or more configuration attributes of the product configuration (with those of the configuration bundle referenced by the account override).