The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 26, 2025
Filed:
Aug. 29, 2023
Chime Financial, Inc., San Francisco, CA (US);
Yona Koch-Fienberg, Oakland, CA (US);
Sidney Shou Chien Ho, Los Angeles, CA (US);
Zara Gustad Wittirani, San Francisco, CA (US);
Charles Roland Kirk, Chicago, IL (US);
Brian Mullins, San Francisco, CA (US);
Chime Financial, Inc., San Francisco, CA (US);
Abstract
The present disclosure relates to systems, non-transitory computer-readable media, and methods for assigning a limited access state to an account based on a triggering event and causing a client device to provide full navigable access to a client application. For example, in one or more embodiments, the disclosed system detects a triggering event corresponding with activity of an account. In particular, based on the detected triggering event, the disclosed system assigns the limited access state to the account and provides a notification to the account in the limited access state. Furthermore, while in the limited access state the client device associated with the account in the limited access state provides full navigable access to the client application, detects restricted activity based on restriction rules, and provides graphical elements to restore the account from the limited access state to a full access state.