The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 29, 2025

Filed:

Dec. 17, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Navendu Misra, Austin, TX (US);

Pratik Jayant Sanghvi, Austin, TX (US);

Vahini Mohan, Austin, TX (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2021.12); G06Q 20/32 (2011.12); G06Q 20/40 (2011.12);
U.S. Cl.
CPC ...
H04L 63/0853 (2012.12); G06Q 20/322 (2012.12); G06Q 20/40 (2012.12); H04L 63/1425 (2012.12);
Abstract

Provided are computer-implemented methods for authenticating a mobile device based on a real-time mobile device application profile which may include generating, with a mobile device application on a mobile device, a real-time mobile device application profile associated with the mobile device, receiving the mobile device application profile by the mobile device; and determining whether there is an anomaly between the real-time mobile device application profile and a historical mobile device application profile associated with the mobile device. The methods may also include performing a remedial action associated with a transaction based on determining that there is an anomaly between the real-time mobile device application profile and the historical mobile device application profile. Systems and computer program products are also provided.


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