The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 04, 2025

Filed:

May. 29, 2024
Applicant:

Chime Financial, Inc., San Francisco, CA (US);

Inventors:

Mukund Sarma, San Francisco, CA (US);

Afaaq Alam Patel, Burnaby, CA;

Robert Morris, Jr., Crystal Lake, IL (US);

Arkadiy Tetelman, San Francisco, CA (US);

Jeffrey Trudeau, Concord, CA (US);

Paul Michael Kuliniewicz, Monee, IL (US);

Assignee:

Chime Financial, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 9/3213 (2013.01); H04L 63/101 (2013.01);
Abstract

The present disclosure relates to systems, non-transitory computer-readable media, and methods for processing access requests on a service-to-service basis using a third-party identification token. In particular, the disclosed systems can identify that a user is authenticated for a first computer service based on detecting a third-party identification token. Further, the disclosed systems can generate, by the first computer service, an access request comprising a requested action and the third-party identification token to a second computer service. Additionally, the disclosed systems can determine, by the second computer service, whether the access request is authorized based on determining that an authorization policy defined at the second computer service authorizes the requested action by the first computer service and that the third-party identification token is valid. Moreover, the disclosed systems can provide, to the first computer service, a response to the access request in response to determining whether the access request is authorized.


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