The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 15, 2024

Filed:

Sep. 07, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Viraj Chaudhary, Katy, TX (US);

Vyjayanthi Vadrevu, Pflugerville, TX (US);

Tyler Maiman, Melville, NY (US);

David Septimus, New York, NY (US);

Samuel Rapowitz, Roswell, GA (US);

Jenny Melendez, Falls Church, VA (US);

Joshua Edwards, Philadelphia, PA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 18/214 (2023.01); G06N 20/00 (2019.01); G06Q 10/107 (2023.01);
U.S. Cl.
CPC ...
H04L 63/0876 (2013.01); G06F 18/214 (2023.01); G06N 20/00 (2019.01); G06Q 10/107 (2013.01); H04L 63/102 (2013.01); H04L 63/123 (2013.01);
Abstract

Methods, systems, and apparatuses are described herein for improving the accuracy of authentication questions using e-mail processing. A request for access to an account may be received from a user device. A plurality of organizations may be identified. One or more e-mail associated with the account may be identified. The e-mails may be processed to identify one or more organizations that correspond to transactions conducted by a user. A modified plurality of organizations may be generated by removing, from the plurality of organizations, the one or more organizations. An authentication question may be generated and provided to the user device. A response to the authentication question may be received, and the user device may be provided access based on the response.


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