The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 20, 2024

Filed:

Sep. 06, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Tyler Maiman, Melville, NY (US);

Daniel Miller, Brooklyn, NY (US);

Jenny Melendez, Falls Church, VA (US);

Viraj Chaudhary, Katy, TX (US);

David Septimus, New York, NY (US);

Joshua Edwards, Philadelphia, PA (US);

Samuel Rapowitz, Roswell, GA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/32 (2013.01); G10L 17/24 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06F 21/32 (2013.01); G06Q 20/4016 (2013.01); G10L 17/24 (2013.01);
Abstract

Aspects discussed herein may relate to techniques for authenticating a user using transaction-based authentication questions. The transaction-based authentication questions may be provided to the user. The user may provide audible responses to the transaction-based authentication questions that may be captured by a smart device, such as an always on listening device. Authentication of the user may be based on voice analysis of the audible responses to the transaction-based authentication questions and/or based on the answers to the transaction-based authentication questions.


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