The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 13, 2024

Filed:

Sep. 16, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Tyler Maiman, Melville, NY (US);

Negar Kalbasi, Washington, DC (US);

Salik Shah, Washington, DC (US);

Matthew Horton, Tulsa, OK (US);

Abdelkader M'Hamed Benkreira, Washington, DC (US);

Phoebe Atkins, Rockville, VA (US);

Imren Johar, Clifton, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07C 9/22 (2020.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G07C 9/00 (2020.01);
U.S. Cl.
CPC ...
G07C 9/22 (2020.01); G06Q 20/3223 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/352 (2013.01); G07C 9/00309 (2013.01); G07C 9/00904 (2013.01); G06Q 2220/00 (2013.01); G07C 2009/00769 (2013.01);
Abstract

Exemplary embodiments may provide keys for unlocking access to a location, like a user room, a secure location, a door at an employee location, a trunk, a closet or other locked location or item, on a payment card. Examples of a payment card include but are not limited to a credit card, a debit card, a smart card, an employee identification card, etc. A secure token that acts as digital key may be uploaded to the payment card. The payment card may then be put in close proximity of a wireless reader at the lock. The wireless reader obtains the secure token and extracts the contents. If the contents are proper, the lock is unlocked. Otherwise, the lock remains locked.


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