The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 25, 2024
Filed:
Dec. 08, 2021
Chime Financial, Inc., San Francisco, CA (US);
Anton Laptiev, Vancouver, CA;
Jiby Babu, Austin, TX (US);
Chime Financial, Inc., San Francisco, CA (US);
Abstract
This disclosure describes an intelligent fraud detections system that, as part of an inter-network facilitation system, can intelligently generate fraud predictions for digital claims to improve accuracy and efficiency of network-transaction security systems. For example, the disclosed systems can utilize a fraud detection machine-learning model to generate a fraud prediction for a digital claim disputing a digital transaction. Indeed, the disclosed systems can identify features of a digital claim and, based on those features, utilize a fraud detection machine-learning model to generate a fraud prediction for the digital claim. Additionally, based on the fraud prediction, the disclosed systems can perform authorizing, remedial, or other actions with regard to the digital claim.