The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 28, 2024
Filed:
Oct. 06, 2021
Capital One Services, Llc, McLean, VA (US);
Tyler Maiman, Melville, NY (US);
Joshua Edwards, Philadelphia, PA (US);
Daniel Miller, Astoria, NY (US);
Samuel Rapowitz, Roswell, GA (US);
Jenny Melendez, Falls Church, VA (US);
Viraj Chaudhary, Katy, TX (US);
David Septimus, New York, NY (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
Methods, systems, and apparatuses are described herein for improving computer authentication processes through presenting favorite merchants selection in transaction-based authentication. A computing device may receive a request for access to an account associated with a user. The computing device may train a machine learning model to determine predicted favorite merchant information, and provide one or more transactions conducted by the user as input to the trained first machine learning model. Data indicating favorite merchant information may be received from the trained first machine learning model. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided.