The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 19, 2023

Filed:

Sep. 30, 2021
Applicant:

Bread Financial Payments, Inc., Columbus, OH (US);

Inventor:

Shannon Andrick, Columbus, OH (US);

Assignee:

BREAD FINANCIAL PAYMENTS, INC., Columbus, OH (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2023.01); G06Q 30/0207 (2023.01); G06F 16/2457 (2019.01); G06Q 30/0211 (2023.01); G06Q 30/0235 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0239 (2013.01); G06F 16/24575 (2019.01); G06F 16/24578 (2019.01); G06Q 30/0211 (2013.01); G06Q 30/0235 (2013.01);
Abstract

Systems and methods for automatically aggregating, evaluating, and providing a contextually relevant offer or incentive is disclosed. One method obtains a plurality of offers for a customer. Each of the plurality of offers is then evaluated to determine a contextual relevance of each of the plurality of offers. Each of the plurality of offers is then sorted into a best contextually relevant offer to a least contextually relevant offer order. The obtaining, evaluating, and sorting is continuously repeated until a time for using an offer is identified. The system and method then present the best contextually relevant offer.


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