The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 12, 2023

Filed:

Sep. 26, 2019
Applicant:

Discover Financial Services, Riverwoods, IL (US);

Inventors:

Micah J. Kerr, Westerville, OH (US);

Alexander Jay Nathan, Highland Park, IL (US);

Julie Malikayil, Colorado Springs, CO (US);

Michael D. Hansen, Houston, TX (US);

Assignee:

DISCOVER FINANCIAL SERVICES, Riverwoods, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/02 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Embodiments provide a methods and systems for securely providing access to sensitive information for a plurality of entities. The method includes receiving, by a payer credential service provider (CSP), from a payer, a request for payee electronically protected information (EPI). The payer CSP transmits to a payee CSP a request for payee EPI data. The payee CSP validates, using a distributed ledger system, whether the payer has permission to request the payee EPI. The payer CSP receives the payee EPI data from the payee CSP. The payer CSP sends the payee EPI data to the payer.


Find Patent Forward Citations

Kerr, Micah. (2023). Payments federated directory (U.S. Patent No. 11842346). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11842346

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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