The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 25, 2023
Filed:
May. 14, 2015
Applicant:
Affirm, San Francisco, CA (US);
Inventors:
Jeffrey Howard Kaditz, San Francisco, CA (US);
Andrew Gettings Stevens, Palo Alto, CA (US);
Manuel De Jesus Arias, San Francisco, CA (US);
Aaron Ng Ligon, Palo Alto, CA (US);
Assignee:
Affirm, Inc., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01);
Abstract
Financing tools can provide a flexible credit services to customer. A credit service provider can collect personal data from clients that can include a mobile telephone number and a legal name of the client as well as purchase information from a merchant. Based upon the collected data, the system can determine a client credit risk. The system can make a credit decision to offer a client credit to purchase goods or services based upon the credit risk.