The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 11, 2023

Filed:

Jan. 24, 2018
Applicant:

Bread Financial Payments, Inc, Columbus, OH (US);

Inventors:

Christian Billman, Gahanna, OH (US);

James Magnuson, Jr., Columbus, OH (US);

Assignee:

BREAD FINANCIAL PAYMENTS, INC, Columbus, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 40/174 (2020.01); G06Q 40/02 (2023.01); G06Q 50/26 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06F 40/174 (2020.01); G06Q 50/265 (2013.01);
Abstract

Using position location information to pre-populate and verify information on a credit application is disclosed. A mobile application for a retailer is downloaded to a mobile device. The mobile application on the mobile device obtains authorization to access location information on the mobile device. Location information for the mobile device is received at a computer system and from the mobile device, the location information generated by a positioning system on the mobile device, the location information comprising: historic location information stored in a memory of the mobile device and real-time location information. The location information is used to prefill at least a portion of a credit application.


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