The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 20, 2022

Filed:

Nov. 16, 2020
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Ramsey Devereaux, San Antonio, TX (US);

David C. Ault, San Antonio, TX (US);

Christina N. Nickel, Boerne, TX (US);

Elizabeth J. Rubin, San Antonio, TX (US);

Daniela Wheeler, Boerne, TX (US);

Justin D. Haslam, San Antonio, TX (US);

Thuy Hugos, San Antonio, TX (US);

Spencer Read, Helotes, TX (US);

Ann C. Tarrillion, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0215 (2013.01); G06Q 40/08 (2013.01);
Abstract

A computer device and method for processing informatic data from one or more sensor devices associated with a property are provided herein. A first set of informatics data of a first property at a first period of time are analyzed to identify a first operating characteristic associated operating the first property. Operational changes to be implemented at a second property are identified based upon an operational efficiency of the first operating characteristic over a second operating characteristic of the second property. Second sensor data of the second property is used to determine that at least one of the identified operational changes has been implemented. Provision of a discount, a rebate, a monetary transfer, or any combination thereof is provided based upon the implementation.


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