The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 22, 2022

Filed:

May. 30, 2019
Applicant:

Zenpayroll, Inc., San Francisco, CA (US);

Inventors:

Roman Zubenko, San Francisco, CA (US);

Sahil Jolly, San Francisco, CA (US);

Phan Anh Le, Walnut Creek, CA (US);

William Newton, San Francisco, CA (US);

Omar Skalli, San Francisco, CA (US);

Kevin Hyunil Kim, San Francisco, CA (US);

Assignee:

ZENPAYROLL, INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 10/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/125 (2013.12); G06Q 10/1091 (2013.01);
Abstract

A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.


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