The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 12, 2021

Filed:

Aug. 08, 2018
Applicant:

Adp, Llc, Roseland, NJ (US);

Inventors:

Kurt Newman, Columbus, GA (US);

Debashis Ghosh, Charlotte, NC (US);

Robert Wohlers, Castro Valley, CA (US);

Assignee:

ADP, LLC, Roseland, NJ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06N 5/02 (2006.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/0202 (2013.01); G06N 5/022 (2013.01); G06N 20/00 (2019.01);
Abstract

A method, computer system, and computer program product that aggregates data regarding a plurality of factors correlated with demographic parameters; performs iterative analysis on the data using machine learning to construct a predictive model of purchasing propensity; populates, using the predictive model, a database with predicted values of spending propensity for selected demographic parameters; converts the predicted values of spending propensity in the database into percentages of observed values of spending propensity for a selected group of people within the selected demographic parameters over a specified time period to create indices of spending propensity; and rank orders the people within the selected group according to their indices of spending propensity.


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