The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 08, 2021
Filed:
Oct. 22, 2015
Affirm, San Francisco, CA (US);
Max Levchin, San Francisco, CA (US);
Christopher Beckmann, San Francisco, CA (US);
Jeffrey Howard Kaditz, San Francisco, CA (US);
Roberto Novoa, San Francisco, CA (US);
Andrew Gettings Stevens, Palo Alto, CA (US);
Manuel De Jesus Arias, San Francisco, CA (US);
Aaron Ng Ligon, Palo Alto, CA (US);
AFFIRM, INC., San Francisco, CA (US);
Abstract
A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.