The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 09, 2021
Filed:
Dec. 16, 2014
United Services Automobile Association, San Antonio, TX (US);
Ramsey Devereaux, San Antonio, TX (US);
David C. Ault, San Antonio, TX (US);
Christina N. Nickel, Boerne, TX (US);
Elizabeth J. Rubin, San Antonio, TX (US);
Daniela Wheeler, Boerne, TX (US);
Justin D. Haslam, San Antonio, TX (US);
Thuy Hugos, San Antonio, TX (US);
Spencer Read, Helotes, TX (US);
Ann C. Tarrillion, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Processing informatic related data from one or more sensor devices relating to property covered by an insurance policy. A budget amount is electronically received for operating the property for a predetermined period of time. Also received is informatic data from one or more sensor devices relating to the property. Analysis is performed on the received informatic data to identify and parse out data relating to one or more utility operational aspects associated with the property. Predefined business rules are applied to the parsed operational data to determine costs associated with the identified one or more operational aspects over the predetermined period of time. Changes are determined and identified regarding one or more operational aspects of the property so as to reconcile, for the predetermined period of time, the costs associated with the identified one or more operational aspects with the received budget amount for the property.