The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 17, 2020
Filed:
Dec. 28, 2018
United Services Automobile Association (Usaa), San Antonio, TX (US);
Ramsey Devereaux, San Antonio, TX (US);
David C. Ault, San Antonio, TX (US);
Christina N. Nickel, Boerne, TX (US);
Elizabeth J. Rubin, San Antonio, TX (US);
Daniela Wheeler, Boerne, TX (US);
Justin D. Haslam, San Antonio, TX (US);
Thuy Hugos, San Antonio, TX (US);
Spencer Read, Helotes, TX (US);
Ann C. Tarrillion, San Antonio, TX (US);
United Servics Automobile Association (USAA), San Antonio, TX (US);
Abstract
A computer device and method for processing informatic data from one or more sensor devices associated with a property covered by an insurance policy. Analysis is performed on the informatic data received from sensor devices to determine a cost associated with operating the insured property. Operational changes are identified and recommended regarding one or more operational aspects of the insured property to achieve a cost savings for operating the insured property. If one or more recommended operational changes are implemented, a cost savings is calculated which is attributable to the one or more operational changes. Monetary funds are transferred from a first financial account to a second financial account associated with a user of the insured property whereby the transfer funds amount is dependent upon the calculated cost savings.