The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 31, 2020

Filed:

Apr. 03, 2017
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Steven M. Twombly, Saco, ME (US);

Mark Williams, Thornton, PA (US);

Bradley Holland, Huntersville, NC (US);

Mark A. Nelson, Waxhaw, NC (US);

Matthew Murphy, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/08 (2006.01); H04W 12/08 (2009.01); H04W 12/00 (2009.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
H04L 67/146 (2013.01); H04L 67/14 (2013.01); H04L 67/22 (2013.01); H04W 12/0013 (2019.01); H04W 12/08 (2013.01); H04L 63/0272 (2013.01); H04L 63/107 (2013.01); H04L 63/166 (2013.01); H04L 67/18 (2013.01); H04W 12/00503 (2019.01); H04W 12/00504 (2019.01); H04W 12/00522 (2019.01);
Abstract

A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a secure session connection between the computing device and a server associated with one or more routing networks. The computing device may receive, from the server and via the secure session connection, data associated with the one or more routing networks. The computing device may store, at a database, the data associated with the one or more routing networks. The computing device may determine whether new activity associated with a user and involving at least one of the one or more routing networks is detected. In response to determining that new activity associated with the user is detected, the computing device may transmit, to the database, a request for the stored data associated with the one or more routing networks. The computing device may receive, from the database, the stored data associated with the one or more routing networks. The computing device may determine, based on a plurality of factors determined from the stored data associated with the one or more routing networks, a score for the new activity. The server associated with one or more routing networks may be configured to transmit, to the computing device and via the secure session connection, the data associated with the one or more routing networks.


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