The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 19, 2019

Filed:

Dec. 04, 2018
Applicant:

Sift Science, Inc., San Francisco, CA (US);

Inventors:

Fred Sadaghiani, San Francisco, CA (US);

Keren Gu, San Francisco, CA (US);

Alex Paino, San Francisco, CA (US);

Jacob Burnim, San Francisco, CA (US);

Thomas Schiavone, San Francisco, CA (US);

Assignee:

Sift Science, Inc., San Francisco, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/00 (2006.01); G06N 20/00 (2019.01); G06F 21/55 (2013.01); G06N 3/08 (2006.01); G06F 21/57 (2013.01); G06F 21/31 (2013.01); G06F 17/50 (2006.01); G06N 7/00 (2006.01);
U.S. Cl.
CPC ...
G06N 20/00 (2019.01); G06F 21/31 (2013.01); G06F 21/552 (2013.01); G06F 21/554 (2013.01); G06F 21/577 (2013.01); G06N 3/08 (2013.01); G06F 17/50 (2013.01); G06F 2221/034 (2013.01); G06N 7/005 (2013.01);
Abstract

Systems and methods include: collecting digital event data for the digital account; using a trained machine learning model to extract account takeover (ATO) risk features from the collected digital event data; evaluating the extracted ATO risk features of the collected digital event data of the digital account against a plurality of ATO risk heuristics; identifying one or more of the plurality of ATO risk heuristics that is triggered by the extracted ATO risk features, wherein one or more of the plurality of ATO risk heuristics may be triggered if at least a subset of the extracted ATO risk features matches requirements of the one or more ATO risk heuristics; and generating an ATO risk assessment for the digital account using the one or more triggered ATO risk heuristics.


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