The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 10, 2018
Filed:
Nov. 20, 2013
Applicant:
American Express Travel Related Services Company, Inc., New York, NY (US);
Inventors:
Tirthankar Choudhuri, Haryana, IN;
Anjali Dewan, Uttar Pradesh, IN;
Amber Gupta, Haryana, IN;
Kathleen Haggerty, Staten Island, NY (US);
Di Xu, Edison, NJ (US);
Chao Yuan, Montclair, NJ (US);
Assignee:
American Express Travel Related Services Company, Inc., New York, NY (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 40/025 (2013.01); G06Q 40/08 (2013.01);
Abstract
The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.