The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 03, 2018

Filed:

Jul. 21, 2014
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Raghavendran Narasimhan, Hyderabad, IN;

Gurdeep Singh Walia, Hyderabad, IN;

Anand Daga, Hyderabad, IN;

Saroj Kumar Bonthapalli, Hyderabad, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods and computer program products for use in financial systems, where data communication is automated for purposes of providing temporary waivers. An exemplary apparatus is configured to receive a request from a requesting entity to assign an account a temporary waiver. The account may be associated with one or more services that require a payment for utilizing the service. The system may then send the request to a processing entity to analyzes the request for approval, and receive an approval decision based at least partially on the analysis of the request. In response to receiving the approval decision, the system may process at least one subsequent action for providing or declining a temporary waiver.


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Narasimhan, Raghavendran. (2018). Temporary waiver tool (U.S. Patent No. 10013715). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/10013715

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