The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 29, 2018

Filed:

Mar. 27, 2015
Applicant:

Ca, Inc., New York, NY (US);

Inventors:

Mahesh Malatesh Chitragar, Bangalore, IN;

Dhivya Kalyanasundaram, Bangalore, IN;

Sharath Lakshman Kumar, Bangalore, IN;

Vishwanatha Salian, Bangalore, IN;

Assignee:

CA, INC., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/204 (2013.01); G06Q 20/327 (2013.01); G06Q 20/385 (2013.01);
Abstract

Methods of de-tokenizing secure payment tokens are disclosed. A method according to some embodiments includes receiving a request from an issuer to de-tokenize a secure payment token associated with a transaction conducted using a mobile terminal, generating a metric indicative of a risk of de-tokenizing the secure payment token, comparing the metric indicative of the risk of de-tokenizing the secure payment token to a predetermined threshold, and transmitting a response to the request to de-tokenize the secure payment token, wherein the response is based on the comparison of the metric indicative of the risk of de-tokenizing the secure payment token with the predetermined threshold.


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