The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 24, 2018

Filed:

Feb. 10, 2012
Applicants:

Kathy Heitmueller, Midland, GA (US);

Douglas R. Frantz, San Francisco, CA (US);

Chris J. Truelson, Highlands Ranch, CO (US);

Mary T. Taylor, San Francisco, CA (US);

Walter J. Granville, Richmond, VA (US);

Inventors:

Kathy Heitmueller, Midland, GA (US);

Douglas R. Frantz, San Francisco, CA (US);

Chris J. Truelson, Highlands Ranch, CO (US);

Mary T. Taylor, San Francisco, CA (US);

Walter J. Granville, Richmond, VA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0207 (2013.01); G06Q 20/387 (2013.01);
Abstract

The ELECTRONIC COUPON ISSUANCE AND REDEMPTION APPARATUSES, METHODS AND SYSTEMS ('ECIR') transforms user coupon purchase and redemption request inputs via ECIR components into coupon issuance, transaction, and analytics outputs. In some embodiments, the ECIR may receive an inventory request from a coupon program manager, including at least a virtual coupon issue criteria. The ECIR may generate one or more account identifiers, and transmit the account identifiers to the coupon program manager. The ECIR may receive, from the coupon program manager, an issue request along with the purchase information, which may include one or more purchase identifiers corresponding to one or more buyers. The ECIR may determine when the received purchase information satisfies the virtual coupon issue criteria. when it satisfies the criteria, the ECIR may issue one or more virtual coupons having the one or more account identifiers, and transmit the issued virtual cards to the coupon program manager.


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