The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 17, 2018

Filed:

Mar. 27, 2014
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Patrick Mestré, Namur, BE;

Cristian Radu, Beauvechain, BE;

Patrik Smets, Nijlen, BE;

Simon Phillips, York, GB;

Ronald D. Carter, Barrington, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G07F 7/10 (2006.01); G06Q 20/16 (2012.01); G06Q 20/28 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); H04K 1/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06Q 20/16 (2013.01); G06Q 20/20 (2013.01); G06Q 20/204 (2013.01); G06Q 20/28 (2013.01); G06Q 20/32 (2013.01); G06Q 20/349 (2013.01); G06Q 20/3433 (2013.01); G06Q 20/381 (2013.01); G06Q 20/40 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4016 (2013.01); G07F 7/1025 (2013.01);
Abstract

A payment-enabled mobile device receives, during a first tap of the mobile device on a proximity reader component of a point of sale (POS) terminal, first transaction context data for a current transaction, and receives during a second tap of the mobile device on the proximity reader component, second transaction context data for the current transaction. When the mobile device determines that the second tap is for the same transaction as the first tap, and that one of a customer verification method (CVM) status or a user acknowledgment status flag has been set, then it transmits a payment card account number to the POS terminal to consummate the transaction.


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