The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 03, 2018

Filed:

Jan. 30, 2017
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Brian Grassadonia, San Francisco, CA (US);

Ayokunle Omojola, San Francisco, CA (US);

Michael Moring, San Francisco, CA (US);

Robert Andersen, San Francisco, CA (US);

Daniele Perito, San Francisco, CA (US);

Kristopher Stipech, San Francisco, CA (US);

Assignee:

Square, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04W 12/06 (2009.01); H04W 48/02 (2009.01); H04L 12/927 (2013.01); H04L 12/24 (2006.01); H04L 29/06 (2006.01); G06F 17/30 (2006.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3226 (2013.01); G06F 17/30312 (2013.01); G06Q 20/4014 (2013.01); H04L 41/22 (2013.01); H04L 47/803 (2013.01); H04L 67/42 (2013.01); H04W 12/06 (2013.01); H04W 48/02 (2013.01);
Abstract

Disclosed herein are systems and methods for processing a payment request that use mobile devices to have money transferred. These mobile devices are capable of running a payment transfer application that facilitates a transfer of money. A user can then execute the payment transfer application using a mobile device to send money, through a payment processing system that runs the payment transfer application, to a recipient account. One or more techniques authenticate a user of the mobile device by multi factor authentication prior to processing requests for money transfer initiated by the user.


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