The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 27, 2018
Filed:
Jun. 07, 2010
Robin B. Hutchison, Vancouver, CA;
Robert J. Llewellyn, Poulsbo, WA (US);
Andre F. Viljoen, North Vancouver, CA;
David Griffiths, Ware, GB;
David Birch, Woking, GB;
Iain M. Begg, Vancouver, CA;
Robin B. Hutchison, Vancouver, CA;
Robert J. Llewellyn, Poulsbo, WA (US);
Andre F. Viljoen, North Vancouver, CA;
David Griffiths, Ware, GB;
David Birch, Woking, GB;
Iain M. Begg, Vancouver, CA;
CRIA INC., Wilmington, DE (US);
Abstract
A virtual payment system for paying for goods, services and content ordered over an internetwork comprising a commerce gateway component and a credit processing server component () is disclosed. Buyers and sellers becomes registered participants by applying for virtual payment buyer and seller accounts. Once an account is established, a digital certificate is stored on the registered participant's computer. A buyer can then order a product, i.e., goods, services or content from a seller and charge it to the virtual payment account. When the product is shipped, the seller notifies the commerce gateway component, which in turn notifies the credit processing server, which applies the charges to the buyer's virtual payment account. The buyer can settle the charges using a prepaid account, a credit account, or by using reward points earned through use of the virtual payment card. A buyer may create sub-accounts.