The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 20, 2018

Filed:

May. 21, 2014
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Jesse Wilson, Waterloo, CA;

Brian Grassadonia, San Francisco, CA (US);

Matthew Rhodes, San Francisco, CA (US);

Assignee:

Square, Inc., San Francisco, CA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01);
Abstract

Disclosed are system and methods for purchasing items on a website or a mobile application using a single verification action. The disclosed technique allows a user to initiate a purchase transaction with a merchant via a mobile application on a mobile device and select a mobile payment application associated with a payment service system as a payment method. The mobile application then passes at least a transaction amount and a merchant identifier to the mobile payment application to handover processing of the purchase transaction to the mobile payment application. The mobile payment application, based on preference settings, if any, and otherwise default settings, determines whether to request a confirmation from the user to proceed with the purchase transaction. Once a decision to proceed with the purchase transaction is made, the mobile payment application sends a request to the payment service system to complete the purchase transaction by paying the merchant.


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