The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 20, 2018

Filed:

Apr. 16, 2012
Applicants:

David Brudnicki, Duvall, WA (US);

Michael Craft, Carlsbad, CA (US);

Hans Reisgies, San Jose, CA (US);

Andrew Weinstein, San Francisco, CA (US);

Inventors:

David Brudnicki, Duvall, WA (US);

Michael Craft, Carlsbad, CA (US);

Hans Reisgies, San Jose, CA (US);

Andrew Weinstein, San Francisco, CA (US);

Assignee:

GFA Worldwide, Inc., Foster City, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/22 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/227 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4012 (2013.01);
Abstract

A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module that receives the portable communication device's current geo-location and transmits the dynamic temporary credential to the portable communication device and provides predictive transaction information—including the dynamic temporary credential and portable communication device's geo-location—to an authorization system operably associated with the electronic control point. The dynamic temporary credential has a predetermined time to live, which allows for the recycling of the dynamic credential, such recycling may take into account the geo-location for which the credential has been recently issued. A method for using a dynamic temporary credential with a portable communication device is also disclosed.


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