The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 09, 2018
Filed:
Jul. 10, 2007
Robin B. Hutchison, Vancouver, CA;
Robert J. Llewellyn, Poulsbo, WA (US);
Andre F. Viljoen, Vancouver, CA;
David Griffiths, Ware, GB;
David Birch, Woking, GB;
Iain M. Begg, Vancouver, CA;
Robin B. Hutchison, Vancouver, CA;
Robert J. Llewellyn, Poulsbo, WA (US);
Andre F. Viljoen, Vancouver, CA;
David Griffiths, Ware, GB;
David Birch, Woking, GB;
Iain M. Begg, Vancouver, CA;
CRIA INC., Wilmington, DE (US);
Abstract
A secure, closed virtual payment system comprising registered buyers and sellers for ordering and paying for goods, services, and content over an internetwork is disclosed. A buyer becomes registered by applying for a virtual payment account. A seller becomes registered by applying for a seller account. A credit processing component () immediately evaluates the buyer's application and assigns a credit limit to the account. Once an account is established, a digital certificate is stored on the registered participant's computer. The buyer can then order goods, services, or content from a seller and charge it to the virtual payment account. When the product is shipped, the seller notifies a commerce gateway component (), which, in turn, notifies the credit processing server, which applies the charges to the buyer's virtual payment account.