The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 26, 2017

Filed:

Sep. 29, 2014
Applicant:

Usa Technologies, Inc., Malvern, PA (US);

Inventors:

Cary M. Sagady, Chester Springs, PA (US);

Joseph A. Simpkins, West Chester, PA (US);

Denis Kouznetsov, Pottstown, PA (US);

Assignee:

USA Technologies, Inc., Malvern, PA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/32 (2012.01); H04L 9/08 (2006.01); H04L 9/14 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3226 (2013.01); H04L 9/0822 (2013.01); H04L 9/14 (2013.01); H04L 2209/56 (2013.01); H04L 2209/80 (2013.01);
Abstract

Methods for authorizing wireless payment transactions that include encrypting, with an encryption module on the mobile payment device, a payment account token stored on a mobile payment device and a session key generated on the mobile payment device with a public key. The methods also include transmitting the encrypted payment account token and session key to a vending machine, further encrypting, with the vending machine, the encrypted payment account token and session key with a device key, and transmitting, from the vending machine, the encrypted payment account token and session key to a central server. The methods further include decrypting the payment account token and session key with the device key and with a private key stored at the central server and sending an authorization determination and session key from the central server to the vending machine based on the decrypted payment account token and session key.


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