The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 9830647 B1

PDF
Full Text
Expired
Date of Patent:
Nov. 28, 2017

Filed:

Aug. 15, 2014
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Ryan A. Davis, Raleigh, NC (US);

Asima Silva, Holden, MA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06F 15/02 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/00 (2013.01); G06Q 40/12 (2013.12);
Abstract

According to one embodiment of the present invention, a system for adaptively, dynamically managing a budget adjusts budget categories in response to a potential purchase exceeding the target amount of one budget category and creating an overage. Certain budget categories may have an adjustable target amount while other budget categories may have fixed target amounts and, thus, the budget categories with adjustable target amounts may be adjusted or modified in order to accommodate an overage in another budget category. The budget categories to be modified may be selected based on various priorities and may be suggested to the user for modification upon selection.


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