The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 21, 2017
Filed:
May. 27, 2015
Bank of America Corporation, Charlotte, NC (US);
Kapil Pruthi, Bothell, WA (US);
Wenhui Meng, Bothell, WA (US);
Harigopal K. Ponnapalli, Hyderabad, IN;
Ashish Arora, Bellevue, WA (US);
Kenneth C. Aguiar, Sandwich, MA (US);
Andrew T. Keys, Albany, OR (US);
Yair Frankel, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator. Subsequently, the aggregator may use the token to obtain read-only access to financial account information for one or more financial accounts that are maintained by the financial institution for the customer.