The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 14, 2017

Filed:

Oct. 06, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

David M. Grigg, Rock Hill, SC (US);

Peter John Bertanzetti, Charlotte, NC (US);

Charles Jason Burrell, Middleburg, FL (US);

Carrie Anne Hanson, Charlotte, NC (US);

Joseph Neil Johansen, Rock Hill, SC (US);

Michael E. Toth, Charlotte, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
H04L 63/0876 (2013.01); G06F 21/31 (2013.01); G06F 2221/2111 (2013.01); G06F 2221/2137 (2013.01);
Abstract

Systems, apparatus, methods, and computer program products are provided for determining a user's authentication requirements/credentials for a specific network access session based on the current location of the user in comparison to known boundaries of location associated with the user, such as patterns of movement or the like. As such, the present invention serves to expedite the process for authenticating a user who desires to gain access to a network service, such as a banking application or the like.


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