The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 14, 2017
Filed:
Jun. 16, 2014
United Services Automobile Association, San Antonio, TX (US);
Ramsey Devereaux, San Antonio, TX (US);
David S. Franck, San Antonio, TX (US);
Karen Moritz, San Antonio, TX (US);
Spencer Read, Helotes, TX (US);
Daniela Wheeler, Boerne, TX (US);
Eric Vaith, San Antonio, TX (US);
Erin McCaw, San Antonio, TX (US);
Christopher Norman, San Antonio, TX (US);
Jodi J. Healy, Johns Creek, GA (US);
Bharat Prasad, San Antonio, TX (US);
Kathleen L. Swain, Peoria, AZ (US);
Michael J. Allen, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.