The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 14, 2017

Filed:

May. 23, 2014
Applicants:

Shinhancard Co., Ltd., Seoul, KR;

Kb Kookmincard Co., Ltd., Seoul, KR;

Hyundai Card Co., Ltd., Seoul, KR;

Inventors:

Hae Chul Park, Seoul, KR;

Byungsoo Kim, Seoul, KR;

Jeongjin Lee, Seoul, KR;

Assignees:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06K 7/00 (2006.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/027 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Provided is a payment method using one-time information, which is performed by a payment system network-connected to a relay server and a payment device and having actual card information, the method including: receiving a payment schedule message from the payment device; publishing a Bank Information Number in response to the payment schedule message, generating one-time card information not including the actual card information, and providing the generated one-time card information to the payment device; judging validity of a message for approval request transmitted from the relay server according to whether or not a difference between a first time when the one-time card information is returned through the relay sever and a second time when the one-time card information is provided to the payment device satisfies a predetermined reference time; and determining whether or not the message for approval request is approved according to a judgment result of the validity.


Find Patent Forward Citations

Loading…