The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 14, 2017

Filed:

Mar. 27, 2013
Applicant:

Citicorp Credit Services, Inc. (Usa), Long Island City, NY (US);

Inventors:

Susan Moon, New York, NY (US);

Hugh Aller, Westhampton Beach, NY (US);

Eric Yellin, New York, NY (US);

Kellie Knox, Jacksonville, FL (US);

Jeff Schumacher, Lake Forest, IL (US);

Assignee:

Citicorp Credit Services, Inc. (USA), Long Island City, NY (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 20/22 (2012.01); G06Q 20/04 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G07F 7/10 (2006.01); G06Q 20/18 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/04 (2013.01); G06Q 20/10 (2013.01); G06Q 20/18 (2013.01); G06Q 20/341 (2013.01); G06Q 20/357 (2013.01); G06Q 20/385 (2013.01); G07F 7/1008 (2013.01);
Abstract

The present invention relates particularly to a method and system for consolidating a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.


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