The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 31, 2017

Filed:

Mar. 31, 2016
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Oliver S. C. Quigley, San Francisco, CA (US);

Collin Mulliner, Brooklyn, NY (US);

Assignee:

Square, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); H04W 4/02 (2009.01); H04W 12/06 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/10 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3278 (2013.01); H04W 4/021 (2013.01); G06Q 20/206 (2013.01); H04W 12/06 (2013.01);
Abstract

In some examples, methods and systems may process one or more payment transactions between a merchant and a buyer by registering a communication device as an authorization instrument to the payment transaction. To this end, the method includes detecting at least one transaction activity associated with a payment system, establishing a communication channel between the POS terminal an RF communication device in proximity to the POS terminal. Then obtaining at least one device characteristic of the communication device, wherein the device characteristic is related to the operational or physical features of the communication device; generating a digital fingerprint based in part on the obtained device characteristic and the information related to received payment object; determining whether the digital fingerprint substantially compares to an existing fingerprint in a database and if the existing fingerprint is substantially similar to the digital fingerprint, authorizing the payment transaction through presence of the communication device.


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