The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 24, 2017
Filed:
Jan. 22, 2013
Mastercard International Incorporated, Purchase, NY (US);
Mehmet Pasa, Westport, CT (US);
Michael J. Friedman, Norwalk, CT (US);
Ngassam Ngnoumen, Chesterfield, MO (US);
Celine Martig, Greenwich, CT (US);
Shoshana C. Rosenfield, Rye, NY (US);
Rupa Subramanian, Norwalk, CT (US);
Zavida Mangaru, Valley Stream, NY (US);
John F. Cacioppo, Foristell, MO (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
A method for authorizing a digital wallet transaction initiated by a consumer from a merchant web site or app includes providing an acceptance mark on a merchant landing page associated with the merchant web site or app for initiating the digital wallet transaction, the acceptance mark comprising a link to a host server accessing an acceptance network for authorizing payment, the acceptance network comprising a plurality of digital wallets. A wallet selector switch allows selection of a wallet, the transaction is routed to the selected wallet, a payment card and shipping address are selected and the transaction is redirected back to the merchant with purchase details for authorizing and completing the digital wallet transaction. The wallets can include federated and non-federated cobranded wallets and partner-hosted wallets. Direct provisioning with partner credentials and automatic update of consumer details is provided in a federated cobranded wallet.