The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 17, 2017

Filed:

Jun. 05, 2015
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Ayman Hammad, Pleasanton, CA (US);

Patrick Faith, Pleasanton, CA (US);

Krishna Prasad Koganti, Cupertino, CA (US);

Ben Rewis, Oakland, CA (US);

Brendan Xavier Louis, Tracy, CA (US);

Kevin Weller, San Anselmo, CA (US);

Benedicto Hernandez Dominguez, San Bruno, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/34 (2013.01); G06Q 20/12 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/42 (2012.01); G06Q 30/06 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06F 21/34 (2013.01); G06Q 20/12 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40 (2013.01); G06Q 20/42 (2013.01); G06Q 20/425 (2013.01); G06Q 30/06 (2013.01); H04L 9/0866 (2013.01); H04L 9/321 (2013.01); H04L 9/3234 (2013.01); H04L 9/3273 (2013.01); H04L 63/0853 (2013.01); G06F 2221/2129 (2013.01); G06Q 2220/00 (2013.01); H04L 63/126 (2013.01); H04L 2209/56 (2013.01);
Abstract

Methods and systems pertaining secure transaction systems are disclosed. In one implementation, a verification token is associated with a computer and can send user authentication data as well as a secure datum to a control server. The verification token may obtain the secure datum from a validation entity. The control server can validate the secure datum and authentication data and can generate a payer authentication response.


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