The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 17, 2017

Filed:

Oct. 22, 2008
Applicants:

Pierrick Delolme, Paris, FR;

Marc Bertin, La Celle les Bordes, FR;

Inventors:

Pierrick Delolme, Paris, FR;

Marc Bertin, La Celle les Bordes, FR;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 20/202 (2013.01); G06Q 20/204 (2013.01); G06Q 20/206 (2013.01); G06Q 20/223 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/363 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); H04L 67/12 (2013.01);
Abstract

The invention concerns a portable electronic transfer device using a near-field wireless communication module and a method of using it. The device includes means for entering an amount and an acceptance command so that a debtor can enter their personal identification number on their portable device and not on that of a third party. If the acceptance command is authenticated, a secure message containing the amount is sent via the near-field. wireless communication module to a creditor. The creditor can then add their references to the message and send it to effect the transaction. Alternatively, the creditor sends their references to the debtor via the near-field wireless communication module and the debtor can formulate a transaction request including the amount and the references of the creditor.


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