The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 10, 2017

Filed:

Sep. 14, 2012
Applicants:

Mark E. Roberts, Santa Monica, CA (US);

Jennifer K. Mathe, Irvine, CA (US);

Inventors:

Mark E. Roberts, Santa Monica, CA (US);

Jennifer K. Mathe, Irvine, CA (US);

Khanh Nguyen, Lake Forest, CA (US);

Assignee:

BLACKHAWK NETWORK, INC., Pleasanton, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06K 5/00 (2006.01); G06K 15/00 (2006.01); G06Q 30/02 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); G06Q 20/34 (2012.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0233 (2013.01); G06Q 20/202 (2013.01); G06Q 20/227 (2013.01); G06Q 20/342 (2013.01); G06Q 20/4037 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0229 (2013.01); G06Q 30/0234 (2013.01); G06Q 30/0251 (2013.01); G06Q 30/0255 (2013.01); G06Q 30/0269 (2013.01); G06Q 30/0621 (2013.01); G06Q 50/01 (2013.01);
Abstract

Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.


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