The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 03, 2017

Filed:

Mar. 31, 2015
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Douglas Justin Shearer, Alameda, CA (US);

Matthew Allen Todd, Oakland, CA (US);

Assignee:

SQUARE, INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06G 1/12 (2006.01); G06Q 20/00 (2012.01); G07B 17/00 (2006.01); G07F 19/00 (2006.01); G06Q 30/04 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/04 (2013.01); G06Q 20/202 (2013.01); G06Q 20/322 (2013.01); G06Q 30/0224 (2013.01);
Abstract

A payment processing system for processing point-of-sale transactions and extending financing to merchants for invoice payment is disclosed. The payment processing system receives a request from a first merchant to generate an invoice for a second merchant. The payment processing system calculates financing terms for payment of the invoice, wherein the financing terms include repayment terms designating a portion of each transaction processed by the payment processing system for the second merchant to withhold for payment of the invoice. The payment processing system may advance payment of the invoice to the first merchant and take repayment from the portion of the withheld portion of transactions or transmit the withheld portion to the first merchant for payment of the invoice.


Find Patent Forward Citations

Loading…