The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 19, 2017
Filed:
Sep. 21, 2015
Applicant:
American Express Travel Related Services Company, Inc., New York, NY (US);
Inventors:
Wael Ibrahim, San Diego, CA (US);
Upendra Mardikar, San Jose, CA (US);
Assignee:
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., New York, NY (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/44 (2013.01); H04L 29/06 (2006.01); H04L 9/32 (2006.01); G06Q 20/00 (2012.01);
U.S. Cl.
CPC ...
H04L 63/0838 (2013.01); G06Q 20/00 (2013.01); H04L 63/0876 (2013.01); H04L 63/10 (2013.01);
Abstract
A system may generate a seed one-time password (OTP). The system may also perform steps including transmitting the seed OTP to a user device, receiving a response OTP from the user device, and calculating an expected response OTP by applying a function to the seed OTP. The system may then compare the response OTP to the expected response OTP and send a result in response to comparing the response OTP to the expected response OTP.