The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 19, 2017

Filed:

Mar. 10, 2015
Applicant:

Ack3 Bionetics Pte Limited, Singapore, SG;

Inventor:

Sajit Bhaskaran, Sunnyvale, CA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G10L 15/00 (2013.01); G10L 17/24 (2013.01); G07C 9/00 (2006.01); G10L 15/26 (2006.01);
U.S. Cl.
CPC ...
G10L 17/24 (2013.01); G07C 9/00071 (2013.01); G10L 15/26 (2013.01);
Abstract

A method that includes receiving, by a server, an access request sent to a network address of a resource server from a user using a user device, the access request comprising a unique record identifier is provided. The method includes placing a call to the user device, receiving from the user a voice response to a prompt associated with an implied security question for the user, comparing the voice response of the user with a selected voice biometrics record, converting the voice response into a speech-to-text phrase, and comparing the speech-to-text phrase against a stored secret text phrase to verify that the speech-to-text phrase matches an answer to the silent security question. A method for signing a transaction, including collecting a plurality of voice samples from a user during a transaction and concatenating the plurality of voice samples into a single sound file is also provided.


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