The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 22, 2017
Filed:
Jan. 02, 2014
Visa International Service Association, San Francisco, CA (US);
Andrew Carpenter, Belmont, CA (US);
Glenn Powell, Fremont, CA (US);
Patrick Stan, Pacifica, CA (US);
Ryan Hagey, Alameda, CA (US);
Michael Mori, San Mateo, CA (US);
Steve Cracknell, San Mateo, CA (US);
Mark Carlson, Half Moon Bay, CA (US);
Gourab Basu, Half Moon Bay, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Processing of a transaction involving one or more third-parties and offers is described. Certain embodiments allow for suspending a received authorization request message which includes a transaction amount and a token mapped to a primary account number. One or more third-parties may be queried for an offer or discount eligible towards the transaction. The authorization request message may be adjusted to reflect one or more eligible offers from the one or more third-parties. The authorization request message may also be adjusted to replace the token with the mapped PAN. The authorization request message may then be sent to an issuer for further processing.