The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 08, 2017

Filed:

May. 20, 2014
Applicant:

Carolina Coupon Clearing, Inc., Winston-Salem, NC (US);

Inventor:

Jeffrey Toewe, Winston-Salem, NC (US);

Assignee:

CAROLINA COUPON CLEARING, INC., Winston-Salem, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/202 (2013.01); G06Q 30/0233 (2013.01);
Abstract

A method includes performing operations as follows on at least one processor: receiving credentials from a shopper, the credentials being associated with a purchase from a merchant, receiving an open approval for advancing funds for the purchase from a financial institution, matching the open approval with the credentials received from the shopper, and notifying the merchant that payment has been approved.


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