The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 08, 2017

Filed:

Mar. 29, 2011
Applicants:

Verne Severson, Jordan, MN (US);

David Stark, Lakeville, MN (US);

Inventors:

Verne Severson, Jordan, MN (US);

David Stark, Lakeville, MN (US);

Assignee:

Forward Pay Systems, Inc., Eden Prairie, MN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/18 (2012.01); G06Q 20/04 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G07F 7/08 (2006.01); G07F 7/12 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/18 (2013.01); G06Q 20/04 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3823 (2013.01); G07F 7/0873 (2013.01); G07F 7/122 (2013.01);
Abstract

Systems and methods to provide and maintain secure financial transaction conducted with a credit card or other cashless payment mechanism at a vending machine or other potentially unattended vending or point of sale device. Encapsulated card readers providing end-to-end encryption capabilities encrypt transaction data for secure transmission to a transaction host or server. Pre-authorization transaction data checking maintains account numbers in a secure encrypted format further enhancing security. Protection mechanisms that guard against, and provide warnings of equipment tampering, while also providing a visual indication to customers regarding the security of the system.


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