The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 11, 2017

Filed:

May. 15, 2009
Applicants:

Matthew J. Pauker, San Francisco, CA (US);

Terence Spies, Mountian View, CA (US);

Inventors:

Matthew J. Pauker, San Francisco, CA (US);

Terence Spies, Mountian View, CA (US);

Assignee:

ENTIT Software LLC, Sunnyvale, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); H04L 9/30 (2006.01); H04L 9/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/40975 (2013.01); H04L 9/0825 (2013.01); H04L 9/3073 (2013.01); H04L 2209/56 (2013.01);
Abstract

Systems and methods are provided for securing payment card information. A user may present a payment card such as a credit card to point-of-sale equipment. The point-of-sale equipment may use a symmetric key to encrypt payment card information associated with the payment card. The symmetric key may be encrypted at the point-of-sale equipment using the identity-based-encryption (IBE) public key of a purchase transaction processor to produce a key transfer block. The key transfer block and the encrypted payment card information may be conveyed from the point-of-sale equipment to the purchase transaction processor over a communications network. At the purchase transaction processor, an IBE private key may be used to recover the symmetric key from the key transfer block. The symmetric key can be used to decrypt the encrypted payment card information for processing and re-encryption using a key associated with the purchase transaction processor.


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